Health Insurance Open Enrollment is (Nov. 1 to Jan. 15) – time to pick your health insurance plan for 2023!  Additionally, Medicare’s Annual Election Period (AEP) is October 15 – December 7. (Medicare is the federal government’s health insurance program that primarily covers people 65 and older and certain younger people with disabilities or kidney failure.)  During this time, you can join, switch, or drop a Medicare Health Plan or a Medicare Advantage Plan (Part C). Your coverage will begin on January 1 (as long as the plan gets your request by December 7). Learn more about Medicare by clicking here.

There are a lot of details and information surrounding Health Insurance and Medicare and it can all be pretty overwhelming. David Ordaz, Balboa United’s Financial Counselor and Patient Advocate can help by reviewing your medical and overall well-being needs. The goal is to help you find the best option based on medical cost, medication cost, network of medical providers and medical needs.

CovER Initiative = Coverage, Education & Resources

Are you:
Uninsured or underinsured?

Are your:
Co-payments, co-insurances, deductibles or premiums too high?

Want to find out if you might qualify for:
Medi-Cal, Medicare, Affordable Care Act (ACA, CoveredCA, “Obamacare”), Medicare Advantage (Part C), Medigap policies?

Do you have questions about your:
Benefits, Options, Rights and/or Responsibilities?

For unbiased assistance or an in-person consultation call the David Ordaz with the Balboa United CovER Initiative Department at  (619) 878-0774. (English and Spanish)